Terms of service

A OnePass account is a simulated trading account priced on live market data. Your orders are never sent to an exchange or broker, and the account balance is not money you own or can withdraw.

The price you pay is a one-time fee for the account. If you pass under the rules, we pay you a reward of 90% of the account's profit target, as set out below. We are not a broker, an exchange or an investment adviser, and nothing on the site is investment advice.

• You must be at least 18 and not in a restricted location. Checkout and new trades are blocked there.
• One person, one identity. You may run up to 20 accounts a day under your own name.
• Before your first payout you complete a one-time ID check (about 2 minutes) and a tax form (W-9 for U.S. persons, W-8BEN otherwise). Once done you are not asked again for later payouts.

Each account has a profit target, a static max loss and a 30-day trading window that starts with your first order. Reaching the target passes the account; reaching the max loss, or the end of the window without passing, closes it. Trading pauses, order handling and every other rule are on the rules page.

When an account reaches its profit target within the rules, we owe you 90% of that target, or 100% for an account on the Pro plan. An account is on the Pro plan if you chose it at checkout, or automatically when, at the time you bought it, the payouts you had received exceeded the total you had paid for accounts. Pro accounts carry a commission of 0.01% of position size per round trip, deducted from the account's P&L at each close. The plan is shown before you pay and never changes after purchase. Your payout is owed the moment you pass, and we review and send it on business days, currently within up to 3 business days of your request, once your one-time ID check and tax form are complete. There is no consistency rule, no minimum trading days and no discretionary "review" of how you traded.

A payout can be withheld only for one of these reasons. This list is complete:

• You never completed the one-time ID check, or the ID belongs to someone other than the account holder. Once you're verified, ID is never a reason to withhold a later payout.
• You bought or traded the account from a restricted location, including through a VPN.
• A prohibited practice listed under Fair play in the rules: holding opposite positions across your accounts, sharing an account or identity, trading someone else's account, or exploiting a price feed or platform error.
• The payment for that account was reversed, refunded or charged back.
• A sanctions or legal requirement prevents the payment.

If we withhold a payout we tell you in writing within 2 business days, with the reason and the evidence. You can appeal within 14 days by replying to that email, and a person who wasn't involved reviews it. Every payout we send or withhold is counted on the public payouts page.

• Pay by PayPal (including debit or credit card through PayPal) or by crypto. Prices are in US dollars and charged once; nothing renews.
• Crypto goes to your own deposit address and is added to your crypto balance once the network confirms it. Stablecoins (USDT, USDC) count at $1; other coins at the market price when they're credited. Your crypto balance can only be used to buy accounts; it earns nothing and isn't a deposit with us.
• Send only the coins and networks shown for each address. Coins sent on another network may not be recoverable.
• Unused crypto balance is refunded on request to the address it came from, less the network fee.

Accounts you haven't traded are refundable for 14 days; once you place an order the account is used. Details are in the refund policy.

• You may copy trades between your own accounts with the built-in copier, and trade through the API with your own keys. The same rules, prices and limits apply.
• Keep your API keys secret. Orders placed with your key are treated as yours. Revoke a key at once if you think it's exposed.
• Copying or trading another person's accounts isn't allowed.

Fills use live exchange prices as described in the rules. If a fill was clearly wrong because of a feed or platform error, we correct that trade to the price it should have had and tell you; we don't cancel your account for it. Trading pauses around major news and while CME Nasdaq futures are closed are part of the rules.

Rakeback on a purchase unlocks after 14 days and is reversed if that purchase is refunded or charged back. Unlocked rakeback can be taken as account credit (with a 25% bonus) or as a gift card from the options shown in the portal. Account credit has no cash value and can't be withdrawn or transferred. Gift cards are sent to the email on your account.

The practice account at /platform is free and uses play money only. It never pays out and resets every 24 hours. We may reset or remove it at any time.

The affiliate program and its commissions are described on the affiliate page. Referring yourself doesn't earn commission.

Streamers, creators and affiliates who promote OnePass are independent. They're paid a commission, and they speak for themselves, not for us. Nothing a creator says changes these terms, the rules or a payout, and no creator can make promises, offers or exceptions on our behalf.

The only binding terms, rules, prices and payouts are the ones on this website on the day you buy. Every creator agrees to our creator rules: to say accounts are simulated, disclose that they earn commission, and never promise income or a pass. If you see a creator break them, tell us at support and we'll act on it.

The site is provided as is. To the extent the law allows, our total liability to you for any claim is limited to the amounts you paid us in the 12 months before it, plus any payout you were owed under these terms. Nothing here limits rights you have under consumer law that can't be limited.

We may update these terms and the trading rules. Rules locked at purchase: the terms, trading rules, profit target, max loss and payout in force when you bought an account apply to that account for its whole life. A change only applies to accounts bought after it. These terms are governed by the laws of the State of Michigan. Questions: [email protected].